Benefits & Fundraisers from 1-2-14

 Community residents are asked to bring their gently used men’s, women’s and children’s coats to Neat Repeats Resale. They are also looking for new and gently used children’s winter clothing and toys. Donations are accepted daily at either store, 7026 W. 111th St., Worth, or 9028 W. 159th St., Orland Park. For more information, call the Worth store at 361-6860, or the Orland Park location at 364-7605. Neat Repeats is now open from 11 a.m. to 4 p.m. Sundays.
  All sales at Neat Repeats Resale benefit the clients served by the Crisis Center for South Suburbia. The Crisis Center for South Suburbia is a non-profit community organization that provides emergency shelter and other services for individuals and families victimized by domestic violence.
  Neat Repeats Resale stores are looking for volunteers to work in their stores in Worth and Orland Park. Volunteers are asked to give five hours a week to make a difference in the lives of victims of domestic violence. Volunteers can develop new skills and help in their community. Volunteer Recruitment Day is Saturday, Dec. 7th and those interested can visit the stores in Orland Park at 9028 W. 159th St. or in Worth at 7026 W. 111th St. Attendees will be given a tour, a chance meet other volunteers, and learn why Neat Repeats is a great place to volunteer. For more information, call the store manager either in Orland Park at 364-7605, or Worth at 361-6860.
  All sales at Neat Repeats Resale benefit the clients served by the Crisis Center for South Suburbia. The Crisis Center for South Suburbia is a non-profit community organization that provides emergency shelter and other services for individuals and families victimized by domestic violence.

Focus on Seniors from 1-2-14

Smith Village holds free support group for caregivers
  Beverly area residents with family members or friends living with Alzheimer’s disease or dementia are invited to a free monthly meeting that will focus on “Taking Care of the Caregiver” at 6:30 p.m. Tuesday, at Smith Village, a continuing care retirement community, 2320 W. 113th Pl., Chicago.
  Smith Village’s memory support coordinator Diane Morgan will be joined by Carly Carney, owner of the Beverly Yoga Center, 1917 W. 103rd St., to explore ways caregivers can take care of themselves by meditating. Carney will explore the process of developing a meditation practice through visualization and breathing exercises that can lead to a feeling of inner well being.

  Before the hour-long meeting ends, Morgan and Carney will be open to questions and comments from the assembled group and light refreshments will be served. For more information, or to reserve a seat, call 773-474-7300 or email This email address is being protected from spambots. You need JavaScript enabled to view it. .

Grandparents raising grandchildren support group
  PLOWS Council on Aging will host a grandparents raising grandchildren support group beginning Wednesday, Jan. 15, at 11 a.m., at the Palos Township office, 10802 S. Roberts Road, Palos Hills.
  Each of the 10 sessions will focus on a specific topic, including financial and legal assistance, technology skills, and self-care. Knowledgeable and experienced guest speakers will be invited to provide additional information and guidance.
  For information and registration, contact Maria or Amanda C. at PLOWS, 361-0219. Do not contact Palos Township regarding this program.

Legal clinic at PLOWS
  PLOWS will host the next monthly legal clinic presented by the Center for Disability and Elder Law (CDEL).
  Low-income senior citizens may receive free assistance with a variety of legal matters including powers of attorney, wills, landlord/tenant issues, collections and consumer fraud.
  Appointments are necessary and may be made by contacting CDEL at 312-376-1880, Ext. 22.
Meals on Wheels
  The Evergreen Park Office of Citizens’ Services offers a Meals on Wheels program for village residents 60 years and older who are unable to prepare their own meals. Meals are delivered Monday through Friday. For more information call 422-8776.

55 and Up
  Palos Hills residents 55 years and older meet from noon to 2 p.m. the second and fourth Wednesdays of each month at the Palos Hills Community Center, 8455 W. 103rd St. Tickets for events must be purchased one week in advance. Entertainment includes musicians, singers, luncheons, movies, plays and bingo.
  The Worth Senior Pinochle club is seeking new members. Membership is free. Visit the group at the Worth Park District Terrace Centre, 11500 Beloit Ave., every Monday and Wednesday from 11:30 a.m. to 3 p.m. Games begin at noon. Call 448-1181 for information.

Retro Reporter

  • Written by Compiled by Jeff Vorva

Retro Reporter ArtMinors trying to view adults-only movie thwarted by Ridge police
50 years ago - From the Oct. 3, 1963 edition:RETRO-reporter-1-col-blood-feast
 The story: Almost 200 cars carrying minors were turned away by police from the Starlite Theater in Chicago Ridge after the outdoor theater on 95th Street and Ridgeland Avenue showed adult films. Two months prior, some minors attended the adults-only movie “Blood Feast” and that caused a ruckus in the community.
  The quote: “One of the scenes in the movie showed a woman’s tongue being ripped out of her mouth with the blood splattering onto the camera,” — A man complaining about “Blood Feast” at a Chicago Ridge village board meeting.
  Fun fact: At the Pick-n-Save in Worth, six 12-ounce cans of Budweiser beer were sold for 99 cents.

Worth nightclub owner promises music will be low
25 years ago - From the Oct. 6, 1988 edition
  The story: A nightclub on 11000 Ridgeland Ave. was proposed at Worth’s board meeting and owner Michael Papadopoulos was grilled by board members after he asked for a license that would allow him to stay open until 2 a.m. He said bands and DJs would perform at volume levels “as low as possible.”
  The quote: “She knows oodles of people in the community,” — Moraine Valley Community College board member Burt Odelson talking about new board member Mary Zawaski.
  Fun fact: Roger Forde’s 23-yard field goal in the second quarter was all the scoring needed as Brother Rice beat St. Francis De Sales, 3-0, in a football clash.

Mighty St. Laurence football team sounds like a broken record in rout of Hales Franciscan
10 years ago - From the Oct. 2, 2003 edition
  The story: St. Laurence’s football team set schoolRETRO-reporter-FOOTBALL records for most points and largest margin of victory in a 60-6 victory over Hales Franciscan. Thirty seconds into the game, the score was tied at 6-6 after St. Laurence’s Joe DeCarlo ran back the kickoff 85 yards for the score and Hales responded with a quick 79-yard TD run from DeAndre Lewis. But it was all St. Laurence after that.
  The quote: “Only an irate Dick Clark would have broken as many records as St. Laurence did on Friday night.” — Sports Editor Ken Karrson’s description of the St. Laurence/Hales game.
  Fun fact: “School of Rock” was one of the films playing at the Chicago Ridge and Crestwood Theaters.

Impressive panel

  Ed McElroy, host of “The Ed McElroy Show”, Page-4-2-col-TVrecently interviewed Senator Bill Cunningham, (D) 18th Distict, left, and Dorothy Leavell, Publisher of Crusader Newspaper, right.

  That show will air at 8 p.m. on Tuesday and again on Oct. 15 on Comcast Channel 19.

Term vs. permanent insurance: Which is right for you?

  • Written by Scott Johnson

Scott-Johnson---HeadWhat’s your most valuable asset? While you are still working, this asset may actually be your future income — so you need to protect it. And you can do so by maintaining adequate life insurance, which can help provide your family with the financial resources necessary to meet critical expenses — such as mortgage payments, college tuition, and so on — should you pass away prematurely. But what type of insurance should you purchase? There’s no one “right” answer for everyone, but by knowing some of the basics of different polices and how they relate to your specific needs, you can make an informed decision.
As its name suggests, term insurance is designed to last for a specific time period, such as five, 10 or 20 years. You pay the premiums and you get a death benefit — that is, the beneficiaries of your policy will collect the money when you pass away. In general, term insurance may be appropriate for you if you only need coverage to protect a goal with an “end date,” such as paying off your mortgage or seeing your children through college. Term insurance may also be a reasonable choice if you need a lot of coverage but can’t afford permanent insurance.
Why is permanent insurance more costly than term? Because, with permanent insurance, your premiums don’t just get you a death benefit — they also provide you with the potential opportunity to build cash value. Some types of permanent insurance may pay you a fixed rate of return, while other policies offer you the chance to put money into accounts similar to investments available through the financial markets. These variable accounts will fluctuate in value more than a fixed-rate policy, so you will need to take your risk tolerance into account when choosing among the available permanent insurance choices.
Permanent insurance may be suitable if you want to ensure a guaranteed death benefit for life, rather than just for a certain time period. Permanent insurance may also be the right choice if you have a high net worth and are seeking tax-advantaged ways of transferring wealth.
Still, you may have heard that you might be better off by “buying term and investing the difference” — that is, pay the less costly premiums for term insurance and use the savings to invest in the financial markets. However, this strategy assumes you will invest the savings rather than spend them, and it also assumes you will receive an investment return greater than the growth potential you receive from permanent insurance. Both assumptions are just that: assumptions, not guarantees. If you are considering the “buy term and invest the difference” route, you will need both a consistent investment discipline and a willingness to take a greater risk with your money, in hopes of higher returns.
In any case, your financial professional can review your situation with you and help you determine whether term or permanent insurance is best suited for your needs. But don’t delay. If you have even one other person depending on your income to maintain his or her lifestyle, you need to be covered — and once you are, you’ll consider those premium dollars to be well spent.

Scott Johnson, CFP, is a financial advisor with Edward Jones, 8146 W. 111th St., Palos Hills, 974-1965. Edward Jones does not provide legal advice. This article was written by Edward Jones for use by your local Edward Jones financial advisor.